What happens if your nanny is injured while caring for your children? Are they covered through your homeowner’s insurance policy? Or your umbrella policy? Are you on the hook for medical bills? How much do you have to pay?
In this article we share a real world story about a nanny falling down the stairs and breaking her leg while at work. We cover who is responsible for paying the nanny’s medical bills, how to protect yourself in case this happens in your home plus:
– Homeowner’s Insurance Policy Coverage
– Umbrella Policy Coverage
– Workers Compensation Insurance Policy
– How to setup Workers Compensation Insurance
– How much does Workers Compensation Insurance cost?