What happens if your nanny is injured while caring for your children? Are they covered through your homeowner’s insurance policy? Or your umbrella policy? Are you on the hook for medical bills? How much do you have to pay?

In this article we share a real world story about a nanny falling down the stairs and breaking her leg while at work. We cover who is responsible for paying the nanny’s medical bills, how to protect yourself in case this happens in your home plus:

– Homeowner’s Insurance Policy Coverage

– Umbrella Policy Coverage

– Workers Compensation Insurance Policy

– How to setup Workers Compensation Insurance

– How much does Workers Compensation Insurance cost?

It’s very common for a nanny to transport your kids to and from school as well as to activities like the park, movies, or sports practice.

If driving is one of your nanny’s job duties, it’s important to make sure your kids—and your nanny—are safe and properly covered. One question that comes up a lot is: do you need to add your nanny to your car insurance?

Below, we walk through our top tips, including:

– Important tips to consider if your nanny is driving their own car

– Things to consider when the nanny is driving a family’s car

– The nanny’s responsibilities when driving children

– How to reimburse for mileage

– Worker’s Compensation Insurance

– Vehicle inspections and much more!

Should you restrict your nanny’s cell phone use during work hours?

In most cases, the answer is no.

Most nannies are professionals and know how to conduct themselves when it comes to topics such as cell phone usage.

We always caution parents that including a cell phone policy in the job description can be a big “turn off” to nannies and can lead to feelings of mistrust, micromanagement, and “helicopter” parenting later in the relationship.

Below, we explain why you shouldn’t restrict your nanny’s cell phone usage and how to discuss cell phone use with your nanny when it comes to:

  • Driving your kids
  • At the park or another “out of the house” activity
  • While working in your home

PLUS a bonus tip at the end that all parents and nannies should check out!

 

Many parents have questions about whether or not their nanny should drive their kids and what steps to take to ensure everyone is safe.

Between trips to school, playdates, or activities, your nanny is probably driving your kids around quite a bit. Whether the nanny is using your vehicle or their own, there are six important tips to think through before they get in the driver’s seat and begin transporting your children.

In this article, we cover:

  • how to make sure the vehicle your nanny will be driving is mechanically safe
  • how to handle changing your insurance policy
  • the importance of a “test drive”
  • reimbursing for miles driven

Continue reading “Video Blog: Six Tips For When Your Nanny Is Driving The Kids 🚗”